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 Tuesday, April 17, 2007
Someone hacked into my Paypal account!
Posted by Chris

   
paypal.jpg

Before I get tons of emails telling me that this is one of those “phishing” scams, I will tell you that is not what this is. My actual Paypal account was hacked into this week. That now brings my lifetime tally to two times that my PP account was tampered with, in addition to having my credit card compromised once.

    I am very careful that I never answer any suspicious emails or give out my personal information to anyone I don’t trust. That said, today I found out my Paypal account was temporarily shut down because of some crooked activity.
It really isn’t that big of a deal, I guess. All I have to do is execute a list of three things and my account will be reactivated. They want me to change my password, confirm my phone number and confirm my credit card number. No biggie.

    It is still a little scary to think that someone may have had access to my bank account information.

    The first time my Paypal account was compromised was much worse. I found out when I received my bank statement when I saw that somebody charged over $2,000 to my check card (through my Paypal account).
   
    I called Paypal’s customer service department and they told me they were already on it (thanks for not telling me initially).It was taken care of very quickly and no harm was done.
   
   sandwich.jpg It was a lot worse of a situation when my credit card information was stolen. Actually it was a Visa Check Card and it is linked to my bank account. The crook charged about $2,000 to Home Depot, about $50 to someplace else and like eight bucks to Chick-fil-A (I guess crooks like healthy chicken sandwiches). All of these charges caused a chain reaction of bounced checks and account overdraws. It took about a month before everything was settled.

    I assume that by tomorrow my account will be up and running again, but if it doesn’t happen I’ll look on the bright side. At least I’ll have something to write about in my blog for Wednesday.




4/17/2007 3:18:10 PM (Eastern Daylight Time, UTC-04:00)  #  Comments [2]
4/20/2007 7:26:58 PM (Eastern Daylight Time, UTC-04:00)
Another example that these problems are real. Some problems are unavoidable but there are ways to minimize a bit of risk.

I usually try not to keep an abundance of money in my Paypal account.

One suggestion regarding the bank account that is attached to the PAYPAL account. I created a bank account(for free) at a different bank than my main bank, for the express purpose of linking it to my PAYPAL account. It is kind of a dummy account. I may not sleep well at night knowing that my PAYPAL account is linked to my main bank account(not that I have the resources of Fort Knox). I may write checks from that account when I buy something on EBAY. I think that the less exposure you give your main bank account, the better. People can go dig up all kinds of information, why make it any easier?

Sure these are small moves but hopefully, you never know what headaches you managed to avoid by taking a few extra steps. Just like having a PO BOX if you do alot of business on EBAY and do not have a business address different than your home address.

Anyone else out there have any safety tips?

Dave
4/23/2007 5:50:01 PM (Eastern Daylight Time, UTC-04:00)
I have had an odd hankering for a chicken sandwich over the last week, maybe a phish sandwich...................

Keep up the good work.
Dave
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